Click the program to apply or click on Apply Now above 


Disability Assistance program is a home ownership program for Utah residents with disabilities or who have a family member with a disability. The disability must meet guidelines established by the Fair Housing Amendment Act.
This is a pretty broad term since Federal laws define a person with a disability as:

"Any person who has a physical or mental impairment that substantially limits one or more major life activities; has a record of such impairment; or is regarded as having such an impairment.

Details for the Utah Disability Down Payment Assistance Program:

  • Provides up to 30% of the purchase price.  This assistance is a Second Mortgage financed at a 1% interest rate at a 30 year term.

  •  You or any family member who resides in the home must have a qualified disability. (if you aren't sure if you may qualify, contact us)

  •  3% down payment is required of which $500 must be of your own money. The rest can come from a gift or possibly another grant (if the other grant will allow it).

  •  Parents can act as non-occupant co-signers for a child with a disability.

  • You must complete a homeowners counseling session (I'll provided that info during the application process)

  • The household income must be under the income level for the county in which you are buying the home and vary depending upon how many people live in the home.

Contact us for information on eligibility for this great program.

There is NO Fee to the service of obtaining grants. We do this as part of our our services in assisting you with your real estate and mortgage needs. Other restrictions and or conditions may apply for each loan program.

Ron Pippin, Loan Officer / Branch Manager. NMLS #218333

529 25th St, Ste 101, Ogden, UT 84401 * 801-628-7667
Loan Officer with Cardinal Financial, NMLS #66247.

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